Quick Start Saving Guide

Track Your Spending

Monitor your daily expenses to understand your spending habits

Start Tracking

Set Savings Goals

Define clear, achievable savings targets

Calculate Goals

Automate Savings

Set up automatic transfers to your savings account

Learn How

Ways to Save by Category

Housing

  • Negotiate your rent or mortgage rate
  • Reduce utility costs with energy-efficient appliances
  • Consider a roommate to split costs
  • DIY simple home repairs

Food & Groceries

  • Plan meals and make a shopping list
  • Buy in bulk when items are on sale
  • Cook meals at home instead of eating out
  • Use cashback apps for groceries

Transportation

  • Use public transportation when possible
  • Carpool to work or school
  • Maintain your vehicle regularly
  • Compare gas prices using apps

Shopping

  • Wait for sales and use coupons
  • Compare prices online
  • Buy generic brands
  • Use cashback credit cards

Automate Your Savings

Set Up Direct Deposit

Have a portion of your paycheck automatically deposited into your savings account.

Calculate Your Split

Round-Up Savings

Use apps that round up your purchases and save the difference.

View Saving Tools

Bill Pay Automation

Set up automatic payments to avoid late fees and maintain good credit.

Create Payment Plan